Kotak Mahindra Bank
Jobs
Relationship Manager_Tractors and Farm Equipments (TFE)-Marketing Branches Operations_Kolkata
Kotak Mahindra Bank
Relationship Manager_Tractors and Farm Equipments (TFE)-Marketing Branches Operations_Kolkata
Be an Early Applicant
Drive agri-finance business by sourcing working capital and tractor loans for agriculture-related businesses, food processors, and MSMEs. Build relationships with financial consultants, branch teams, and other partners; generate leads and achieve monthly disbursement targets. Evaluate financial statements and mortgage-related property documentation, coordinate with credit, legal, treasury, and operations teams, resolve customer requirements, and maintain accurate reporting. This is an 80% field-based role requiring networking, negotiation, follow-up, and strong local-market knowledge.
We are seeking a high-energy and self-motivated Relationship Manager – Agri-Finance to drive business in the Tractor Loans and Retail segment. The role involves sourcing working capital loans for Agri-related industries, food processing units, and MSMEs, while ensuring quality portfolio growth and customer satisfaction. The ideal candidate should possess strong interpersonal skills, financial acumen, and a deep understanding of local markets and customer needs. This is a field-intensive role (80% field, 20% office) requiring strong networking, negotiation, and follow-up capabilities. Candidates must be tech-savvy and committed to delivering results with speed, scale, and skill.
ResponsibilitiesSource working capital loans for Agri-related, food processing, and MSME industries
Ensure monthly disbursements with ticket sizes ranging from ₹2 crore to ₹25 crore
Achieve a minimum of 3 new cases per month and meet at least 2 new leads daily
Build and manage relationships with CAs, financial consultants, DMAs, and Kotak Bank branches
Collaborate with internal teams (credit, trade finance, CMS, treasury, legal, operations) for seamless service delivery
Maintain strong follow-up and ensure timely resolution of customer requirements and complaints
Understand and evaluate financial documents including balance sheets and P&L statements
Leverage knowledge of property/legal aspects for mortgage-based lending
Maintain accurate documentation and reporting of business activities
Operate with the mantra of “Speed, Scale, and Skill” in all business efforts
Kotak Mahindra Bank Dharamātālā, Paschim Banngaal, IND Office
Dharamātālā, India
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