Job Description
Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? As a member of the Wholesale Portfolio Analytics team, you will be actively engaged in the implementation of extensive industry research and analytics initiatives tailored specifically for the Wholesale Credit Risk organization. Your role will involve conducting in-depth analyses of various industries to provide valuable insights and data-driven recommendations that will enhance our understanding of credit risk within the wholesale sector. By leveraging your expertise, you will contribute to the development of robust analytical frameworks and methodologies that will support informed decision-making and strategic planning within the organization.
Job Responsibilities
- Perform industry research using a combination of external and internal data sources. This research is designed to provide a credit perspective on various industries, supporting the organization in making informed credit risk evaluations and strategic decisions.
- Manage initiatives focused on identifying and analyzing emerging risk trends. This involves synthesizing data and insights to understand the impact of these trends on industry dynamics and credit risk.
- Create and refine models that project financial outcomes based on macroeconomic indicators. These models assist in forecasting industry performance and assessing potential credit risks, allowing for more accurate credit evaluations.
- Compile research findings into clear, detailed reports and presentations. Communicate analytical insights to senior management and other stakeholders, ensuring that the implications for credit risk are understood and actionable.
- Work with various teams to integrate industry research findings into broader credit risk management processes. This includes collaborating with stakeholders to develop tools and frameworks to manage credit risk.
- Track and evaluate industry developments and macroeconomic trends, updating models and research outputs as necessary to maintain the relevance and accuracy of credit risk assessments.
Required qualifications, capabilities, and skills
- You have a Bachelor's or Master's degree in Mathematics, Statistics, Finance, Economics, or related fields.
- You have a proactive approach to identifying opportunities for improvement and innovation in research processes and methodologies.
- You have 3+ years of relevant work experience in Financial Risk Analytics, Industry Research, or Wholesale Credit Risk Management.
- You have strong problem-solving abilities with a focus on conducting thorough industry research and analysis.
- You have attention to detail and the ability to synthesize complex information into clear insights.
- You have excellent communication skills, both written and verbal, with the ability to present research findings effectively.
Preferred qualifications, capabilities, and skills
- Proficiency in crafting well-structured research reports, thought pieces, and trend analyses. This includes the ability to convey complex ideas clearly and concisely, tailoring content to different audiences.
- Understanding of relevant regulatory and compliance frameworks that impact industry dynamics and credit risk
- Technical Skills (Optional) - Experience with analytics and data tools such as Python, R, SQL, and other relevant technologies. A desire to leverage modern technologies as a disruptive influence within banking.
- Use Python and SQL skills to manage and manipulate large datasets. Additionally, apply Large Language Model (LLM) skills to synthesize information from multiple sources.
About Us
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.
