AVP - Product Management

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Team Overview

We are India’s leading credit information company and have established ourselves as a key anchor in the credit ecosystem of the country over the past 25 years. As an information and analytics provider, we aim to bridge the gap between stakeholders across multiple ecosystems. We use information for good by analyzing credit information to generate solutions for institutions and consumers. Our solutions facilitate easy access to credit for consumers and provide valuable insights to lenders when evaluating potential borrowers.
We are in the business of building trust between organizations and consumers. It is our core belief that trust can help organizations and consumers transact with ease and help them achieve great things.
We are committed to not just being an equal opportunity employer but also actively cultivating a culture of inclusion and belonging. We celebrate and respect the unique backgrounds and experiences that every individual brings to our team. Applicants are evaluated based on job qualification - not race, color, sex / gender, religion, caste, national origin, age, disability, marital status, citizenship status, sexual orientation, gender identity or any other status. We are committed to taking affirmative action to employ and advance minorities, women, and qualified disabled individuals. We ensure a safe, productive, and harassment-free workplace for all.
We are committed to providing reasonable accommodations for individuals with disabilities throughout the application and employment process. Please contact us to discuss any accommodations you may need.
Culture and Values
Our culture is welcoming, energetic, innovative, and deeply committed to fostering an environment of belonging, where diverse perspectives and backgrounds are valued. There’s an overall synergy that flows throughout the company, creating a sense of connect, belonging and unity in knowing that we’re all working to achieve the same overall goal. Our core values which we live by every day are integrity, People, Customer, and Innovation.
https://www.transunion.com/privacy/global-job-applicant
What is excitement and passion for us?
We define it as a blend of curiosity, ability to unlearn and yet continuously learn, able to connect with meaning and finally the drive to execute ideas till the last mile is achieved. This passion helps us focus on continuous improvement, creative problem solving and collaboration which ensures delivery excellence.
Dynamics of the Role
This is an exciting time in TransUnion CIBIL. With investments in our people, technology and new business markets, we are redefining the role and purpose of a credit bureau. TransUnion in India provides several solutions ranging from data, analytics, insights and solutions for the end-to-end
processing of a customer financial life cycle that includes engagement, acquisition and management all the way to collections.
This includes a stack of solutions that we are working towards aggressive standardization delivered via API. Our Solutions and Customer Onboarding team is responsible for helping create custom solutions that help our customers and partners consume our varied services and solution. These solutions can vary from simple consumption of data in a custom format from the Credit Bureau and Alternative Data sources too highly complex solutions with workflows for end-to end acquisition solutions in real time leading to disbursement of loans. This is a hybrid position and involves regular performance of job responsibilities virtually as well as in-person at an assigned TU office location for a minimum of two days a week.

Role Overview And Core Responsibilities

Roles & Responsibilities

• Conceptualization & launch of innovative new products & management of existing products within the Consumer Core Credit product vertical
• Internal & external stakeholder management, especially with member Banks.
• Drive thought leadership through White Papers & User Groups
• Will be responsible for successful planning and execution of new projects at TU CIBIL. The projects would include new product developments, existing product enhancements and internal tool developments for improved customer experience
• Should be able to suggest and evaluate new product options to solve customer needs primarily in the lending space. Would also be required to suggest and evaluate product opportunities for other customer segments
• Will be required to create and track a detailed project plan from identifying customer need, to requirement gathering to project launch stage.
• Will be responsible for ensuring that product launch timelines are met
• Should be able to create a business plan and opportunity assessment of new products including customer need assessment, product opportunity, sales volume and cost projections
• Understand, gather and document detailed business requirements covering all components of the project including business, operations, legal and technology aspects
• Support new product development from concept creation to designing the go-to-market plans
• Product research, competitive analysis, positioning and packaging of the product
• Define the product roadmap
• Work closely with Business, Technology, Operations, Sales, Marketing teams to gather the product requirements, finalize the product construct and position it in the market as a game -changer
• Responsible for increasing the adoption and usage of TransUnion CIBIL Limited Products and Solutions  
• Review product positioning, features, associated processes, marketing collaterals to make the solutions more effective and efficient
• Pre sales support to position the solutions and showcase the value analysis
• Post-sales support in terms of value analysis, responding to customer queries, interfacing with other verticals to resolve the queries, as needed
• Building the annual product plan working with Technology, Operations, Sales, Marketing and ensuring the revenue achievement is on track

Required Knowledge And Experiences

Experience and Skills

• Qualification: Master’s degree in Business Administration/ Analytics/ Product Management or a related field
• Minimum 8+ years’ experience in a BFSI domain.
• At least 8+ years in product management function in the lending/ credit vertical/fraud of a bank / credit institution Or at least 6+ years plus experience across diverse banking credit products with lending portfolio management

Or work-ex in consulting domain handling portfolio of banking clients.

• Preference for experience in Consumer Banking in product management and allied roles.
• Analytical Skills
• Ability to understand different businesses and sectors to identify pain points in the same.
• Good at following up with people and strong relationship building capabilities
• Strong interpersonal skills, self-motivated and a good team player.
• Ability to work in a very dynamic environment with constantly evolving requirements
• Flexibility to travel as needed
• Executive presence and assertiveness.
• Self-starter, ability to work independently, handle ambiguous situations and exercise judgement in variety of situations.
• Strong communication, organizational, verbal & written skills.
• High degree of responsibility and ownership, strong multitasking, coordination and tenaciously looking for ways to get results.

TransUnion Overview:

At TransUnion, we encourage and are committed to creating a real, positive impact and shared sense of purpose within our Workforce for Good, which empowers our people to grow, innovate and contribute to a better future for our communities and customers. We strive to build an environment where our associates are in the driver’s seat of their professional development— while having access to help along the way. We recognize that success comes when our associates thrive both professionally and personally; that’s why we prioritize work/life flexibility and offer resources for our teams across the globe to collaborate and drive excellence.

Be a part of our Workforce for Good – you’ll work with great people, pioneering products and cutting-edge technology.

TransUnion Job Title

Sr Consultant, Product Management